Step 1
Add payment details
Provide your payment details either manually or by uploading a file
Billhop lets you pay invoices with your credit card, even if the supplier does not accept card payments. Free up your time and improve your cashflow.
Provide your payment details either manually or by uploading a file
It takes 2–4 business days to process your payment, depending on the card type
We pay your supplier via a normal bank transfer
Looking for a flexible way to manage your cashflow?
Find out how Billhop can help your business grow.
Do you want to improve working capital or increase procurement efficiency?
Explore our enterprise solutions and discover how we can help you get the most out of your commercial-card programme
Unforeseen expenses or saving up for that next big reward?
Pay your bills with Billhop and earn more of your credit card's perks and rewards.
What is Billhop?
Billhop is a payment service that enables businesses and individuals across the EEA and UK to pay their invoices online using their debit or credit card, without the need to onboard their suppliers.
How do I get started with Billhop?
You can choose to register for either a personal or business account. Creating an account is completely free and only requires a few minutes of your time.
Make sure you have photos that can verify your identity. This can be a picture of your National ID, passport or driving license. You will also need a proof of address on hand. Please note that we require two distinct documents - one to verify your identity and another to confirm your address.
Once you have created your account, you can begin making payments. For a step-by-step guide on how to add and make payments on your Billhop account, please click here.
How much does Billhop cost?
Billhop’s pricing is simple and transparent.
For business accounts, we charge a service fee of 2.95% on each transaction.
For personal accounts, we charge a service fee of 3.5% on each transaction.
There are no additional costs associated with having a Billhop account and we do not charge a subscription fee or have any hidden upgrades. Our service fee covers all the costs of processing and handling your card payments.
Registration is completely free.
Which credit cards can I use with Billhop?
You can use any Visa, Mastercard, Diners Club or American Express card, just like you would any online purchase.
It's worth noting that American Express may require direct approval if you plan to make a particularly large payment that deviates from your normal spending patterns. If a payment is initially declined, it is important that you contact their customer service directly.
Billhop is a payment institution that is regulated by and operates under the supervision of the Financial Conduct Authority (FCA) through the Temporary Passport Regime (FNR 748529). Billhop upholds industry best-in-class security standards including 2FA and issuer security solutions such as 3DS. All client funds are safeguarded through standard client funds account setup.