Pay your utility bills with Billhop

Pay utility bills and invoices with MasterCard, Amex, Diners Club and Visa.

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Pay Monthly Bills by Credit Card

You can use Billhop to pay your utility bills and invoices by debit or credit card. It’s the fast, easy and secure way to manage multiple payments in one place.

Utilities are the different services your home, flat, commercial space or office require to run smoothly. They include water, electricity, gas, wastewater, internet, telephone and cable services such as BT or Sky.

With your Billhop account, you can choose to either make a one off payment to your utility suppliers or set up recurring payments that will be paid out automatically each month.

Create a free account

What can you pay using Billhop?

  • Energy Bills
  • Gas Bills
  • Electricity Bills
  • Landline & Phone Bills
  • Internet & Broadband Bills
  • Water Bills
  • Wastewater & Sewerage Bills
  • TV & Sky Bills
  • and more!

Earn more Bonus Points

Does your credit card offer benefits and bonuses as part of its rewards programme? With Billhop, you can pay any bill or invoice using your preferred credit card, earning more of your card’s rewards simply by paying your utility bills.

Extend your payment time

Take advantage of the interest-free payment period provided by your existing credit card and extend your payment time - freeing up cash when you need it.


How does Billhop work?

Billhop is an online payment service that lets you pay your bills using the debit or credit card of your choice.

We don't require your end recipient or supplier to accept card payments or sign up to our service themselves. This means that a Billhop account lets you use your credit cards to pay bills that don't typically accept cards as payment.

Simply add your bill details, register a card and confirm the payment date. Your credit card will be charged and the funds will arrive in your recipient's account in 2-4 business days (depending on your card).

Which credit cards can I use with Billhop?

You can use any Visa, Mastercard, Diners Club or American Express card, just like you would any online purchase.

It's worth noting that American Express may require direct approval if you plan to make a particularly large payment that deviates from your normal spending patterns. If a payment is initially declined, it is important that you contact their customer service directly.

Is Billhop secure?

Yes. We use industry-standard security technologies, procedures, and best practices to protect our customers and our services. In addition to developing our proprietary systems and processes to validate, execute and follow up on every bill payment, we employ external security specialists who continuously monitor and stress test our service. We do not store any card numbers and encrypt all user information.

Furthermore, our money laundering reporting officer, compliance team, and risk team ensure that we continue to meet the statutory requirements under the directive from the Swedish FSA.

As a Payment Institute, we are licensed by and under the supervision of the Swedish Financial Supervisory Authority (Finansinspektion).

If you have any questions or concerns, please email us at

What does it cost to use Billhop?

Billhop’s pricing is simple: you only pay a fixed percentage of the transaction amount. We do not charge a subscription fee or have hidden upgrades.

We charge a standard processing fee of 2.95% on the transaction amount. So you only pay the fee when you go through with the transaction.

Our service fee covers all the costs of processing and handling your card payments.

How to make a payment

An icon showing a new Billhop user

Create an account

Creating an account with Billhop is free.

An icon showing you adding an invoice

Upload Your Invoice

Add the payment details found on your bill.

Credit card icon

Make a payment

Register the card you want to use and click pay!

Are you a business?

Streamline your payments and improve working capital by paying your business utility bills and other expenses by credit card.

With Billhop, there's no need to onboard your suppliers or have them accept card payments. Simply add your invoice payment details and the credit card of your choice.

Billhop for Business
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Discover more about Billhop

Billhop is a payment institution that is regulated by and operates under the supervision of the Financial Conduct Authority (FCA) through the Temporary Passport Regime (FNR 748529). Billhop upholds industry best-in-class security standards including 2FA and issuer security solutions such as 3DS. All client funds are safeguarded through standard client funds account setup.