Pay any bill with your preferred credit card

For a small service rate of 3.5%, you can pay any bill from school fees to taxes - even where card payments are not accepted.

Create a free account

Which bills can I pay with my credit card?

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Repairs and renovation

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Rent and security deposit

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HMRC and council taxes

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Water and utilities bills

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Gas and electricity bills

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Broadband and phone bills

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School and University fees

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Subscription-based services

Why choose Billhop?

Earn bonus points on your credit card

Earn points and rewards

Rack up points quickly and scale your credit card tier when you make payments that are traditionally not payable by card.

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Postpone payment date

Hold onto your cash longer. Take advantage of the interest-free grace period of your credit card and delay payments.


Added security

Pay on your terms. Card issuers usually have safeguards to stop your funds from being paid out to vendors who've failed to deliver or provided unsatisfactory services.

The smartest way to pay your bills

No monthly subscription fees

To make credit card payments to non-card accepting recipients, Billhop charges a small service fee of 3.5% per transaction. There are no additional costs or monthly subscription fees.

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Schedule payments, save time

Save time by scheduling weekly, fortnightly or monthly payments! Enter your payment details once and sit back while you continue earning rewards on your recurring bills.

Save time and resources

Track all your payments

View and manage all your payments on a single dashboard. You can easily see all past transactions and upcoming payments on Billhop.

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Sync with Xero

Seamlessly sync Billhop and Xero to pay any approved Xero bill by credit card.

No supplier onboarding is required and the two-way sync ensures that you only need to input your payment details once on Xero.

Learn more about Billhop + Xero
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How it works

Step 1.

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Create a free Billhop account and add one or more cards to make easy payments.

Step 2.

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Add your bill and payment details and make the payment.

Step 3.

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Sit back and earn rewards while we make sure your recipients get paid on time.

Get to know Billhop

How do I get started with Billhop?

You can choose to register for either a personal or business account. Creating an account is completely free and only requires a few minutes of your time.

Make sure you have photos that can verify your identity. This can be a picture of your National ID, passport or driving license. You will also need a proof of address on hand. Please note that we require two distinct documents - one to verify your identity and another to confirm your address.

Once you have created your account, you can begin making payments. For a step-by-step guide on how to add and make payments on your Billhop account, please click here.

How much does Billhop cost?

Billhop’s pricing is simple and transparent.

For business accounts, we charge a service fee of 2.95% on each transaction.

For personal accounts, we charge a service fee of 3.5% on each transaction.

There are no additional costs associated with having a Billhop account and we do not charge a subscription fee or have any hidden upgrades. Our service fee covers all the costs of processing and handling your card payments.

Registration is completely free.

Does Billhop issue credit cards?

No, we do not issue credit cards. Billhop is a payment service that enables users to make payments to non-card accepting recipients with their existing credit cards.

View more FAQs