Bank of Ireland

About Bank of Ireland

Bank of Ireland, a subsidiary of The Bank of Ireland Group, was established in 1783 by Royal Charter. In addition to being lead by a conservative business strategy, Bank of Ireland claims to place high value at customer service and satisfaction.

The Bank of Ireland offers both personal and business credit cards. You can use your Bank of Ireland credit card to pay bills with Billhop, even to recipients who usually does not accept credit card.

Personal Credit Cards

Aer Credit Card

The Aer Credit Card is one of Bank of Ireland’s most generous credit cards. With a tagline of ‘Buy smart. Fly smart’, the Aer Credit Card offer travel rewards benefitting the frequent flyer. The card costs €7.99 per month and benefits include:

• access to priority boarding passes
• Two lounge passes
• travel insurance worldwide
• Two return flights to Europe when you spend €5,000 or more

Furthermore, the card lets you collect extra Avios points for every purchase with the card. You receive one Avios point per €1 spent with Aer Lingus, and one Avios every €4 spent elsewhere.

Classic Credit Card

The Classic Credit Card has 0% interest on purchases for the first six months, as well as 0% interest on balance transfers for the first seven months. The card includes no transaction fees, no annual fees, and benefits include:

• Interest-free credit up to 56 days
• Chargeback rights
• Contactless payment
• Up to 3 additional cardholders without extra cost

Other personal card offerings include:

• Platinum Advantage Credit Card
• Affinity Credit Card
• Student Credit Card

Business Credit Cards

Business Credit Card

The Business Credit Card is Bank of Ireland’s standard offering and includes no transaction fees, interest-free credit up to 37 days from date of purchase, as well as comprehensive insurance when travelling with the card (limits apply). Furthermore, the card offers chargeback rights and includes protection against employee misuse.

Gold Business Credit Card

Bank of Ireland’s premium business credit card is the Gold Business Credit Card. Beyond the offerings of a standard business credit card, the Gold credit card offers you unlimited lounge access in the UK, Europe, and the US. Furthermore, you will benefit from priority check-in and fast track access to the security channel. Through the cards access to Gold Card Business Online, you can manage, track, and analyse all your expenses online.

Additionally, Bank of Ireland offers a Visa Debit Card for business.