Improved cashflow through your credit card

With Billhop you can pay any invoice using your credit card, whether the supplier accepts card payments or not. This extends your payment time and improves your cashflow.

Create a free account

Extend your payment time

Make use of the interest-free payment period on your credit card. When paying with your card, you can retain the cash until your credit statement is due. Your suppliers get paid on time and your cash is preserved.

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Reduce costs and increase rewards

Use your credit card to access early-payment discounts from your suppliers without sacrificing cashflow, or gain higher rewards and rebates on your credit-card programme.

Earn bonus points on your credit card

Avoid factoring and loans

Billhop takes advantage of the pre-approved credit on your card. This gives you access to financing with no application process or impact on your credit rating. Conveniently tackle liquidity squeezes without resorting to factoring or loans.

Avoid factoring and loans


All payments you make through Billhop are shown on your card statement alongside your other purchases. You get a receipt for every transaction and can download your transaction lists for accounting purposes.

A vector showing a receipt for easy reconciliation

Seamless syncing with Xero accounting software

Automatically sync your bills between Xero and Billhop to streamline the payment process.

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Get started with Billhop

Step 1

An icon showing a new Billhop user

Create a free Billhop business account

Step 2

An icon showing you adding an invoice

Upload your invoices or add payment details.

Step 3

Credit card icon

Pay using your preferred credit card

Billhop is a payment institution that is regulated by and operates under the supervision of the Financial Conduct Authority (FCA) through the Temporary Passport Regime (FNR 748529). Billhop upholds industry best-in-class security standards including 2FA and issuer security solutions such as 3DS. All client funds are safeguarded through standard client funds account setup.